| Katie Fuhrman
TheFloridaMortgageSource.com
My Mission...
Since starting in the industry over 10 years ago, Katie Fuhrman has made it a point to be dedicated to her clients and exceed their expectations. Now as the preferred single mortgage broker for one of the most successful Re/Max offices in the state of Florida, Re/Max Realtec Group. She provides her customers with no less than exceptional service from start to finish during the loan process. Katie Fuhrman wants to bring the American Dream of home ownership to everyone who has the means and desire to purchase a home. Whether it's a first home, an investment property, or a debt consolidation, Katie can find a loan program to suit each homebuyer's individual needs.
"I look forward to working with you soon..."
-Katie Fuhrman
Get Pre-Approved, not just Pre-Qualified - FREE!
Why not take the next step and get pre-qualified and pre-approved for a home mortgage loan?
Not only will you know your housing budget to the dollar before you start looking for a home, you'll also have more negotiating leverage because the seller knows you've already got a loan virtually in your pocket.
Pre-qualification
Pre-qualification acts as a dry run of the loan application process. I will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most.
While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
Pre-approval
Pre-approval takes pre-qualification one step further. I will contact your employer, your bank and others to verify your income, assets, debts and credit history, and then issue you a letter stating that your mortgage is approved for a certain amount within a certain timeframe. You may be charged a small fee to cover the cost of your credit reports and your application, often refunded at closing.
Gain the buying edge
The advantages of pre-qualification and pre-approval are two-fold: you're more attractive to sellers, who needn't worry that they'll accept your offer only to have your loan turned down, and you'll save time to closing when you find a home because the lender will have already completed the necessary qualifying and underwriting steps.
Important note: Should your financial circumstances change before closing, make sure to contact your lender, as your pre-qualification or pre-approval status may no longer be valid.
Katie Fuhrman, Mortgage Loan Consultant | 
